When it comes to our wallets and bank accounts, it can seem like it’s us against the world. All the necessary purchases and fees we encounter in our day to day lives can drain our funds with ease, despite our best efforts. However, it’s not as bleak as it seems. There are a few small changes you can make to your life to keep the monetary vampires at bay. Here are some tips to serve as your fiscal clove of garlic.
First and foremost, savings start in the grocery store. After all, the grocery store purchases are a necessary evil and a frequent investment. Ways to save in the grocery store are many. For example, when you stroll down the aisles, try looking to lower shelves. The biggest brands have reserved eye level shelves for their product to ensure that the casual shopper will choose their products by default. This means overspending without even knowing it. Off brand products are often just as good as the name brand variety, so you can save big without much of a sacrifice. Another way to save on food is to simply cook more. Processed foods offer a lot of convenience, sure, but that comes at a cost. They’re often more expensive as a result of coming pre prepared. So, cooking your own meals will save you a ton. However, in many cases, processed foods will actually be cheaper than their natural counterparts. Such is the case with ground beef. While a steak can be a bit pricey, ground beef is sadly filled with preservatives and fillers that may make it less healthy, but will ultimately offer you a cheap and time saving alternative. Lastly, make sure you have the most affordable phone service possible with a retailer like AT&T Wireless and an affordable phone to match.